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How Does Smart Top-Up Work?

Learn how to turn on Smart Top-Up in the Talk360 app and stop automatic credit recharges at any time.

Updated this week

Talk360 Smart Top-Up helps you stay connected by preventing calls from dropping when your balance runs low.

When Smart Top-Up is enabled, the app automatically adds credits during an active call, so your conversation continues without interruption. No manual top-ups, no sudden call endings.

Stay Connected Without Dropped Calls

Imagine you’re on an important call and your balance is almost empty. Instead of the call ending:

  • Smart Top-Up automatically recharges your account

  • Your call continues smoothly and uninterrupted

  • You stay focused on the conversation, not your balance

How Smart Top-Up Works

Smart Top-Up:

  • Uses the same payment method as your most recent credit purchase

  • Recharges the same credit amount you selected when enabling the feature

  • Only works if you turn it on (it is never active by default)

  • Activates only during an active call when your balance becomes low

ℹ️ Smart Top-Up will not trigger outside of a call.

How to Enable Smart Top-Up

  1. Open the Talk360 app

  2. Tap Buy credits

  3. Choose your preferred credit amount

  4. During checkout, tap the checkbox next to Allow Auto Recharge

  5. Complete your payment

✅ Smart Top-Up is now enabled and ready to protect your calls.

How to Disable Smart Top-Up

You can turn Smart Top-Up off at any time:

  1. Open the Talk360 app

  2. Tap More

  3. Go to Account

  4. Swipe the Smart Top-Up switch to the left

Once it’s greyed out, Smart Top-Up is disabled and will no longer add credits automatically.

Important to Know

⚠️ Smart Top-Up:

  • Does not apply to welcome packages

  • Promo codes do not give discounts, but may provide extra bonus credits (Smart Top-Up does not apply to these bonus credits)

  • Only works with standard credit purchases

  • Will not activate if:

    • There is no valid payment method available, or

    • You did not tap the “Allow Auto Recharge” checkbox during checkout

ℹ️ Smart Top-Up only works when it has been explicitly enabled by you and all conditions are met.

💡 Tip: Smart Top-Up is ideal for long or important calls where you don’t want to worry about your balance running out.

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